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Insurance Thought Leadership: How Insurance Fraud Networks Evade Detection

Insurance fraud in property and casualty insurance is no longer dominated by isolated bad actors slipping through the cracks. Increasingly, the most damaging fraud comes from coordinated networks of claimants, service providers, and intermediaries who understand carrier processes and exploit their fragmentation. These schemes rarely trigger obvious red flags at the individual claim level, which is precisely why they are so costly and so difficult to stop.

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