Carrier Management: Property and Casualty Insurance Trends for 2025
2024 has been a volatile year for P/C carriers, prompting many insurance professionals to speculate about what 2025 has in store. On a positive note, U.S. carriers posted a $4.1 billion net underwriting gain on P/C for the first nine months of 2024. That’s outstanding news, especially when we look back at the $32.1 billion loss from the same period in 2023. These positive results were influenced by $8.5 billion of favorable reserve development and an uptick in the industry’s combined ratio to 97.9.
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